What is Equity release? A product that enables older people (over 55s) to raise capital or income from their property while continuing to occupy their homes for the rest of their lives or until they go into full time care. It is a type of mortgage for older or retired people and is an FCA regulated product. There are many different variations designed to meet the individual needs of those raising the funds with loans starting as low as £10,000. The loans can be interest only with payments being made or rolled up over the lifetime of the debt. Interest rates will vary according to the amount of funds borrowed and will be fixed for life. There are many well known lenders to choose the most suitable product from depending on all the circumstances that will be discussed with your adviser. Who is likely to need Equity Release? There are a number of reasons why people may wish to do this, here are a few:

  • Pay off an existing mortgage, loan or debts secured on the property.
  • To generate income to supplement pension/retirement income.
  • To raise capital to go on holidays, purchase a new car, home improvements etc.
  • Inheritance tax mitigation. Benefitting from funds now and reducing inheritance tax bill for family in the future by decreasing the residual value of an estate.
  • Helping family members now from value tied up within a property.

What we offer We are able to offer coverage to our clients in the south-east of England, providing financial advice in all areas of financial services specifically in relation to lifetime mortgages, equity release and the provision for long term care and retirement planning. Our suitably qualified advisers will help you make the right decisions and explain your options so you can choose the best solution to your problem and understand what this entails. 

Why choose us for your Lifetime Mortgage? We are independent financial advisers holding the qualification from the Chartered Insurance Institute for advice in equity release. We are members of The Equity Release Club allowing us to source products from The Whole Market whilst benefitting from access to lower interest rates and enhanced packages for our clients. 

What to do now Call us on 01992 503410 and ask to speak with Sandra Antoniou our expert at Fortuna Financial Planning who will answer any questions and arrange a free consultation to come and visit you and your family  in your home to discuss your needs and identify the best solutions to facilitate these. She will support you throughout the process and be available to explain the steps and make your experience as comfortable and simple as possible.

Get started today

To arrange a consultation or speak to an adviser now, please fill in the web form or contact us on our office details below. We look forward to hearing from you.

Ben Whatnall

Independent Financial Adviser

Find out more about our founder and principal adviser Benjamin Whatnall with over 12 years experience as an adviser.

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